Bank industry business modeling in economies of transition

Sagatbekovich K.K. Nurmakhanova M.
November 2023 Springer Nature

SN Business and Economics
2023 #3 Issue 11

This study examines business models of banking industry in transition economies. Specifically, how different components of business models affect risk and efficient operation of banks. Using quarterly bank data over period of 2008–2019 years and covering 97 banks across 17 recently switched from planned to free market economies, we found that banks in transition economies have overall weak business models. Through application of Generalized Methods of Moments (GMM) system, we found that substantial liquidity is the only significant factor affecting both financial stability and performance measures of banks in transition. We test robustness of the main findings applying the GMM across five different sub-samples.

Bank business models , Capital structure , Return and liquidity , Risk

Text of the article Перейти на текст статьи

University of KIMEP, Abay Avenue 2, Almaty, Kazakhstan
Bang College of Business, University of KIMEP, Ak Bulak 19, Nauryzbay District, Almaty, Kazakhstan
Department of Finance, University of KIMEP, Almaty, Kazakhstan

University of KIMEP
Bang College of Business
Department of Finance

10 лет помогаем публиковать статьи Международный издатель

Книга Публикация научной статьи Волощук 2026 Book Publication of a scientific article 2026