Factors affecting usage of mobile payments by youth in Kazakhstan
Rybina L.
2021LLC CPC Business Perspectives
Innovative Marketing
2021#17Issue 4103 - 110 pp.
Mobile payments are developing at a rapid pace in the modern world, affecting most areas of business, economics, and consumer life. Mobile payment services in Kazakhstan have emerged recently driven mostly by young and tech-savvy consumers. The current study applies the modified Technology Adoption Model to investigate the factors that influence the usage of mobile payments by young consumers in Kazakhstan. The data were collected from 351 respondents through an online survey using a structured questionnaire. The results of the multiple regression analysis revealed that perceived usefulness, perceived ease of use, transaction security, and trust are important determinants of mobile payment usage intention. These findings call for improvements in the technological development of mobile payment services to deliver usefulness, ease of use, and security, as well as marketing communications to build trust. On the other hand, no support was found for the effects of usage cost and availability of alternatives on behavioral intention to use mobile payments in Kazakhstan.
Perceived ease of use , Perceived trust , Perceived usefulness , Transaction security
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Bang College of Business, Management and Marketing Department, KIMEP University, Kazakhstan
Kazakhstan
Bang College of Business
Kazakhstan
10 лет помогаем публиковать статьи Международный издатель
Книга Публикация научной статьи Волощук 2026 Book Publication of a scientific article 2026