PROSPECTS FOR THE DEVELOPMENT OF DIGITAL CURRENCY IN THE CONTEXT OF AN INNOVATIVE ECONOMY


Kunanbayeva K. Gordova M. Sokhibnazarov G. Maisigova L.
2024Gnedenko Forum

Reliability: Theory and Applications
2024#19Issue Special issue 61299 - 1306 pp.

The historical method, abstract and logical methods, comparative and statistical methods were applied within the research. The characteristic of digital currencies of Central Banks, their differences from cryptocurrencies is presented, possible models of their functioning are considered in the article. Some regularities between the needs of consumers for which the digital currency is issued, and the features of its design are offered. The international experience of digital money introduction is analyzed and some conclusions are drawn on the advantages and prospects of this tool. The authors conclude that the transition to digital currencies will lead to faster innovative development of the bank and monetary-and-credit systems and the payment market as well. The conclusions and recommendations, drawn in the article, can be useful for the specialists occupied with the development of approaches to realization of digital national currencies, development of their design. The authors of the article consider an innovative form of money, digital monetary unit or digital currency. The authors conclude that the transition to digital currencies will lead to faster innovative development of the bank and monetary-and-credit systems and the payment market as well. The conclusions and recommendations, drawn in the article, can be useful for the specialists occupied with the development of approaches to realization of digital national currencies, development of their design. The authors of the article consider an innovative form of money, digital monetary unit or digital currency.

banking instruments , digital currency , digital economy , innovation , payment market

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Toraighyrov University, Pavlodar, Kazakhstan
Financial University under the Government of the Russian Federation, Russian Federation
Tajik National University, Tajikistan

Toraighyrov University
Financial University under the Government of the Russian Federation
Tajik National University

10 лет помогаем публиковать статьи Международный издатель

Книга Публикация научной статьи Волощук 2026 Book Publication of a scientific article 2026