Assessment of the impact of bank lending on business entities performance using structural equation modeling
Kerimkulova D. Nazekova M. Sovetbekova A. Muravskyi O. Krasovska G.
25 May 2021LLC CPC Business Perspectives
Banks and Bank Systems
2021#16Issue 268 - 77 pp.
The paper aims to assess the influence of bank lending on the performance of enterprises in the real sector. The relevance of the study for different countries, including Kazakhstan, Kyrgyzstan and Ukraine, is shown. Structural equation modeling of the impact of bank lending on the performance of enterprises in the real sector is carried out using Ukraine as an example. Six key indicators of real sector enterprises performance for the period of 2007-2019 were selected as an information basis of the study. To assess the abovementioned impact, structural equation modeling was used, i.e., the Statistica program was selected as a software tool to evaluate the resulting models adequacy and determine the level of statistical significance of its parameters. The obtained results prove that the business lending sector in Ukraine has significant potential for its development, which ultimately will have a positive effect on the efficiency of the real sector enterprises. Moreover, adopting a balanced state policy in the sector of corporate bank lending can give impetus to the development of the domestic sector of real production and help Ukrainian enterprises overcome the crisis caused by COVID-19.
Banks , Efficiency , Evaluation , Indicators , Loans , Profitability , Structural modeling
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Department of Finance, L. N. Gumilyov Eurasian National University, Nur-Sultan city, Kazakhstan
Department of Finance and Financial Control Named by S. Sulaymanbekov, Kyrgyz Economic University Named by M. Ryskulbekov, Bishkek, Kyrgyzstan
The Department of Banking and Insurance, National University of Life and Environmental Sciences of Ukraine, Kyiv, Ukraine
The Department of Management, Administration and Hotel and Restaurant Business, Khmelnytskyi National University, Khmelnytsky, Ukraine
Department of Finance
Department of Finance and Financial Control Named by S. Sulaymanbekov
The Department of Banking and Insurance
The Department of Management
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